scaive
The “sent by mistake” message
A caller or SMS says money reached you by mistake and asks you to send it back. If other people have reported that number, Scaive shows a red warning and makes Cancel the easy button.
Skive the typing.Never the checks.
Point your camera at a phone number, till or paybill. Scaive reads it, checks it against scam reports, then hands you to M-Pesa to pay.
Coming soon toGoogle PlayI own a shop
Scaive never asks for your M-Pesa PIN. You type it in M-Pesa only.
Try it. Pick something to scan.
JUA HARDWARE LTDInvoice 00219, Kirinyaga Rd
Cement 50kg1,150 Wire nails 2kg350
Pay via M-Pesa Paybill888 432 Account1047 8835 Total KSh1,500
Cement 50kg1,150 Wire nails 2kg350
Pay via M-Pesa Paybill888 432 Account1047 8835 Total KSh1,500
MAMA NJERI GROCERYLipa na M-Pesa, Buy Goods
Till582 109
Wanjiku0722 418 431tuma hapa
Unknown sender
One digit needs a check
Hello, I sent KSh 2,000 to your number by mistake. Please send it back to 0799 000 118. Thank you.
- Reads
- Send Money0712 345 678
- Paybill888 432
- Till582 109
- Pochi la Biashara0722 418 431
From camera to M-Pesa in four steps
Most payments take a few seconds. The slow part, typing and re-checking digits, is the part Scaive does for you.
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1 / 4
Scan
Point at a receipt, a shop sign, a QR sticker or a handwritten number. Reading happens on your phone, so it works without internet and no photo is uploaded.
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2 / 4
Check the digits
Scaive shows what it read in large digits. If a digit is unclear, it asks you instead of guessing. You can't continue until every digit is sure.
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3 / 4
See who you're paying
The number is checked against scam reports and verified shops. You get a clear answer before any money moves.
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4 / 4
Pay in M-Pesa
Scaive opens M-Pesa and keeps each number one tap away to paste. You enter your PIN in M-Pesa, never in Scaive.
Three promises
We never ask for your PIN.
You always type your PIN inside M-Pesa. Anyone asking for it in our name is a scammer.
Photos stay on your phone.
Numbers are read on your device. Only the number is checked, never the picture.
We warn you about risky numbers.
Numbers reported by other people get a clear warning before you pay.
Two scams it stops before you pay
The swapped QR sticker
A scammer pastes their own QR code over a shop's code. Verified Scaive stickers are digitally signed, so a fake fails the check and you see which till it really pays.
A look inside the app
Seven screens, one job: the right money to the right person.
Coming soon toGoogle Play
Android first. An iPhone version comes later.
Own a shop? Get a sticker that can't be faked.
Claim your till in the app, prove it's yours, and print a signed QR sticker. If someone covers it with their own code, your customers get warned.
See how it works for shops
Questions people ask
Is Scaive part of Safaricom or M-Pesa?
No. Scaive is an independent app. It helps you get the number right, then you pay in M-Pesa as usual.
Does Scaive send my money?
No. Scaive never moves or holds money. Every payment happens inside M-Pesa.
Will Scaive ever ask for my M-Pesa PIN?
Never. There is nowhere in the app to type it. If someone asks for your PIN in our name, it is a scam.
Does scanning need internet?
Reading numbers works offline. Checking a number against scam reports needs a connection. Without one, Scaive tells you it couldn't check, and it never shows a number as verified.
What happens to my photos?
Nothing leaves your phone. The camera image is read on your device and is never uploaded or saved.
What if Scaive reads a digit wrong?
Scaive compares several camera frames. If any digit is doubtful, it highlights the digit and asks you to confirm it. Always check the name M-Pesa shows before you enter your PIN.
Which phones does it work on?
Android first. An iPhone version comes later.
Skive the typing. Never the checks.
Coming soon toGoogle Play
Android first. An iPhone version comes later.